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Featured question:
1255 Should I walk away from my mortgage if I'm upside down?
Asked 7 months ago by jacquie_2009 | 8 answers
Default

Recent answer: While I agree with all the valid points brought... read more

Answered by: sidingwithpeoplelikeus
Default I have horrible credit and want to purchase some land. I have some cash. How much will I need to put down?
Asked 2 days ago by lisahay | 1 answer
Default If our mortgage is 45% of our monthly income, are we unwise to stick it out?
Asked 21 days ago by knightmelissa | 2 answers
Default I have an Equityline and 1st mortgage. I want to combine them into one pymt. appr. @ 400,ooo. appr 490,ooo 4 yrs ago
Asked 2 months ago by snerelli | be the first to answer
Default I wouldllike to know. I have seen this house which I like but I tried to be pre approve and my credit score is 465. Help
Asked 2 months ago by afigu103 | 1 answer
Default Awating the Ruthless Default
Asked 4 months ago by situation | 2 answers
Default We closed our short sale July 2008, have been paying rent on time since Nov 2007 (we moved out to get house on market, took 9 months to sell), have 50% down ready, need advice on type of loan to get.
Asked 4 months ago by rhino | 1 answer
Default we have jobs and made all but one payment to a person to give are payments to the bank on time and the one was a day late the bank said they are taking the house what should we do
Asked 4 months ago by yotooth | 1 answer
Default Who has the best refi rates on 30 year fixed for someone with 800 credit score?
Asked 4 months ago by kilokija | 2 answers
Default I am in Deltona, Florida. I have an A.R.M. (interest only) that is due to adjust in 2013. I am 60,00 upside down. I can afford the payments now but, most likely, won't be able to handle the adjusted rate after the teaser rate of 5.1% is adjusted.
Asked 4 months ago by swamp | 3 answers
Default The loan officer (from a bank) said that after I provide my SS# or submit my home mortgage application, he will pull my credit report and see my FICO score but he's not allowed to give me a copy of my credit report nor tell me my credit score. Is it true
Asked 4 months ago by wonwon | 5 answers
Default I'm a first time buyer and feel so confused and overwhelmed with the bank side of this ordeal. Finding the right home for me was the easy part, now I'm at a stop with the financing part. I'm working with a credit restoration company since I was 6 points o
Asked 5 months ago by lcarden22 | 3 answers
Default I sold my house and carried a second mortgage of $11,250.00 so the purchaser could qualify. He has since gone into foreclosure and I am being sued by the primary morgage holder. What should I do, and under what circumstances would I have to pay the $11,25
Asked 5 months ago by stoney1261 | 2 answers
Default We are in our 60's, still working, but upside down on our home now. Would it make sense to buy a small, affordable home and then default on this one?
Asked 5 months ago by gypsy | 3 answers
Default nervous about buying a home. just paid off all debt and sent letters to credit reporting agencies. hopefully i'll be approved at a low rate. can 403b money be used as a downpayment?
Asked 5 months ago by mrshatcher | 1 answer
Default I have a home equity line of credit. I have not made a withdrawel since 2005 because I have not been able to obtain home owners insurance after hurricane Katrina. My balance seems to be going up, and I am paying 2700 a month. They have a forced insuran
Asked 6 months ago by need2know | 2 answers
Default We currently have an FHA loan on a house that we are upside down on. We would like to rent it out and purchase a new home. We have excellent credit, a low debt ratio and can afford two payments but we do not have savings for a down payment. We have bee
Asked 6 months ago by stacyluv11 | 2 answers
Default Can I get a FHA loan if I've had a short sale?
Asked 6 months ago by bzert | 3 answers
Default Ask the community...I were laid off on oct.31st of 08 til june of 09! Now I found a new job but its so far from home cause noone was hiring close to home. Now I'm tring not to lose my home. I'm behind from jan. Til now, can someone help me? I'm a first ti
Asked 7 months ago by superduty | 2 answers
Default I'm having trouble keeping up with my mortgage. Why does my lender tell me to call them back when I've missed two payments?
Asked 7 months ago by lw2000 | 5 answers
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