Mortgage questions about:
Mortgage qualification / approval process

Featured question:
Default What are the criteria to qualify for an FHA loan?
Asked about 1 month ago by morgan_in_wyoming | 1 answer
1125

Recent answer: The FHA has recently been discussing imposing a... read more

Answered by: webmat
Default How do you lock-in a mortgage loan interest rate?
Asked 4 months ago by stewart100 | 1 answer
Default We closed our short sale July 2008, have been paying rent on time since Nov 2007 (we moved out to get house on market, took 9 months to sell), have 50% down ready, need advice on type of loan to get.
Asked 4 months ago by rhino | 1 answer
Default The loan officer (from a bank) said that after I provide my SS# or submit my home mortgage application, he will pull my credit report and see my FICO score but he's not allowed to give me a copy of my credit report nor tell me my credit score. Is it true
Asked 5 months ago by wonwon | 5 answers
Default When use a mortgage broker(such as Wells Fargo), will I get the same interest rate, the same application fees, same closing fees, and same chances to get approved then going directly to the bank's loan officer (also Wells Fargo)?
Asked 5 months ago by wonwon | 2 answers
Default Is it really $0 closing fees from HSBC and People'sBank? Wonder if the bank charge anything similar to application fees, underwriter fees, commitment fee, or document preparation fees?
Asked 5 months ago by wonwon | 2 answers
Default ***Pre-payment Information Clause Help"***
Asked 5 months ago by karmagod | 1 answer
Default I sold my house and carried a second mortgage of $11,250.00 so the purchaser could qualify. He has since gone into foreclosure and I am being sued by the primary morgage holder. What should I do, and under what circumstances would I have to pay the $11,25
Asked 5 months ago by stoney1261 | 2 answers
Default i just refinanced last year, can i do it again so soon???
Asked 6 months ago by dara | 3 answers
Default I am a first time home buyer and wonder if I should approach a mortage broker or bank now to inquire on my eligibility for a loan or wait until I have a down payment?
Asked 6 months ago by sarahnaomi24 | 3 answers
1264 What's the purpose of a mortgage broker when I can bypass the middleman and go direct to the lender and save some $?
Asked 7 months ago by nomi | 5 answers
1217 I'm a self-employed business owner. Can I get approved for a loan even though I haven't been self-employed for 2 years?
Asked 8 months ago by patflynn | 3 answers
Default We started the refinance process in April. Now when it is time to close (this week) we are told, we had never locked our rate. Now the rates are over 1 pt higher. Anything we can do. We were under the assumption this whole time, we had the rate we discu
Asked 9 months ago by kim | 3 answers
1143 Can I get a mortgage to buy a foreclosure?
Asked 10 months ago by atlanta_mom | 3 answers
1140 How can a Canadian get a mortgage to purchase a second home in the US?
Asked 10 months ago by jpg | 2 answers

Welcome to SmartHippo answers!

Not sure where to start? The SmartHippo community is here to help.

  • Ask any question about mortgages, home financing or real estate
  • We'll email you when you have new answers
  • It's easy and free!

Browse mortgage questions

Have a mortgage question?

characters left
you can add details later

Compare mortgage rates

Discover SmartHippo

Company Info The Herd Blog SmartHippo Mortgage Blog Information for Banks
and Brokers Mortgage Widget

Rates by State

California Mortgage Rates Texas Mortgage Rates New York Mortgage Rates Florida Mortgage Rates Browse Mortgage Rates by State

Rates by Product

30 Year Fixed Mortgage Rates 15 Year Fixed Mortgage Rates 5/1 ARM Mortgage Rates

More

Send Feedback Frequently Asked Questions Bank and Broker Directory Privacy Legal HipoListo (Spain)