Mortgage questions about:
Mortgage qualification / approval process

Featured question:
Default My pre-manufactured home has a title in stead of a deed . Is this a problem ?
Asked 7 days ago by rondo1223 | 1 answer
1001974

Recent answer: Not really but i would recommend you checking w... read more

Answered by: cresticofunding
Default I want to use a hardship withdrawal from my 401k for a downpayment on a home. Will this affect my mortgage approval b4 c
Asked 24 days ago by tparks | 2 answers
Default I have no job. I want to refinance a condo with a co-signer. Condo rent covers interest. What is co-sign debt/inc impact
Asked about 1 month ago by wmaeck | be the first to answer
1000774 Legal Underwriting Procedures
Asked 2 months ago by jmstraveler | 1 answer
Default Though I am currently unemployed, can I substitute $ I've taken from my stock portfolio as recent income?
Asked 3 months ago by dundeehome | 1 answer
Default paid cash for condo.excellent credit.have cash investments.Not high income lately,not high ratio,paid bye comm.
Asked 4 months ago by markw | 3 answers
Default What are the criteria to qualify for an FHA loan?
Asked 7 months ago by morgan_in_wyoming | 1 answer
Default How do you lock-in a mortgage loan interest rate?
Asked 9 months ago by stewart100 | 1 answer
Default We closed our short sale July 2008, have been paying rent on time since Nov 2007 (we moved out to get house on market, took 9 months to sell), have 50% down ready, need advice on type of loan to get.
Asked 10 months ago by rhino | 1 answer
Default The loan officer (from a bank) said that after I provide my SS# or submit my home mortgage application, he will pull my credit report and see my FICO score but he's not allowed to give me a copy of my credit report nor tell me my credit score. Is it true
Asked 10 months ago by wonwon | 5 answers
Default When use a mortgage broker(such as Wells Fargo), will I get the same interest rate, the same application fees, same closing fees, and same chances to get approved then going directly to the bank's loan officer (also Wells Fargo)?
Asked 10 months ago by wonwon | 2 answers
Default Is it really $0 closing fees from HSBC and People'sBank? Wonder if the bank charge anything similar to application fees, underwriter fees, commitment fee, or document preparation fees?
Asked 10 months ago by wonwon | 2 answers
Default ***Pre-payment Information Clause Help"***
Asked 11 months ago by karmagod | 1 answer
Default I sold my house and carried a second mortgage of $11,250.00 so the purchaser could qualify. He has since gone into foreclosure and I am being sued by the primary morgage holder. What should I do, and under what circumstances would I have to pay the $11,25
Asked 11 months ago by stoney1261 | 2 answers
Default i just refinanced last year, can i do it again so soon???
Asked about 1 year ago by dara | 3 answers
Default I am a first time home buyer and wonder if I should approach a mortage broker or bank now to inquire on my eligibility for a loan or wait until I have a down payment?
Asked about 1 year ago by sarahnaomi24 | 3 answers
1264 What's the purpose of a mortgage broker when I can bypass the middleman and go direct to the lender and save some $?
Asked about 1 year ago by nomi | 5 answers
1217 I'm a self-employed business owner. Can I get approved for a loan even though I haven't been self-employed for 2 years?
Asked about 1 year ago by patflynn | 3 answers
Default We started the refinance process in April. Now when it is time to close (this week) we are told, we had never locked our rate. Now the rates are over 1 pt higher. Anything we can do. We were under the assumption this whole time, we had the rate we discu
Asked about 1 year ago by kim | 3 answers
1143 Can I get a mortgage to buy a foreclosure?
Asked about 1 year ago by atlanta_mom | 3 answers
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