GeorgeFavvas - SmartHippo

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User name: GeorgeFavvas

Member Since: over 2 years ago

Description: I'm the cofounder of SmartHippo. We're working hard to build a platform where consumers can help each other make the best decisions and find the best deals when shopping for financial products. Please share your comments, ideas and suggestions.

Recent Activity

Possibly, if you qualify for a loan modification. Can you give us more detail about your situation?

GeorgeFavvas answered a question 6 days ago

What was your loan amount? Is your lender adding other items such as taxes or mortgage insurance added to the monthly payment? If you search for rates on SmartHippo you'd be expected to pay your fees at closing. In fact, you can reduce your monthly pay...

GeorgeFavvas answered a question about 1 month ago

To answer your question, a non bank mortgage lender typically will end up selling your loan on the secondary market after it closes. I wouldn't spend too much time focusing on the distinctions between bank and non bank lenders and instead try to fin...

GeorgeFavvas answered a question about 1 month ago

Hi Jim, SmartHippo is not a lender. We're a community site where you can compare rates, ask questions and read lender reviews from other consumers. If you'd like to contact a lender you can use the compare rates search on www.SmartHippo.com and t...

GeorgeFavvas answered a question 2 months ago

You need to compare how much you're saving per month to the closing costs. You didn't mention your current loan balance or term, so here's a hypothetical example. Let's say that by refinancing you can reduce your payment by $150 per month, and your ...

GeorgeFavvas answered a question 3 months ago

Is the home rented out? Does the rent cover your mortgage, insurance and property taxes?

GeorgeFavvas answered a question 4 months ago

Hi there, Thanks for your question. When a lender or broker publishes their rates they are indeed required to display APR. All lenders and brokers who provide rates to SmartHippo provide the APR and we display it on the site. There are also lende...

GeorgeFavvas answered a question 5 months ago

I'm not sure, and am not an expert in this area. Did you ask your lender? What did they say?

GeorgeFavvas commented on an answer 5 months ago

You can find instructions concerning 1099-A (Aquisition or Abandonment of Secured Property) and 1099-C (Cancellation of Debt) here: http://www.irs.gov/instructions/i1099ac/ar02.html It looks like if both events occur during the same calendar year y...

GeorgeFavvas answered a question 5 months ago

Hi Doug - Thanks for answering this consumer's question and welcome to the SmartHippo community!

GeorgeFavvas commented on an answer 7 months ago

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