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There are several ways to determine what would be best for your situation. You want to decide if a lower payment is more important or paying off your home faster is your goal. There are good Home Equity loan out there but they are adjustable and intere...
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andrewh answered a question about 7 hours ago
not sure I am adding to the comments or posting a new reply - but in any case - rates have improved in the last couple weeks - if 5.09 (probably apr, not note rate - right?) was the original rate, and they said they could improve if rates improved at n...
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rmcvanguard Pro-badge commented on an answer 3 days ago
BAIT AND SWITCH OPERATION!
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munson reviewed American Interbanc Mortgage LLC 7 days ago
Well, sometimes, you gotta say what you gotta say. Thanks for sharing your experience with them!
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webmat commented on a review of Cenlar FSB 7 days ago
Depends a bit on what your home is worth. If you have significant equity in it then I would think you could call a local bank and get a home improvement or home equity loan. If you dont have equity in it - and your home is currently worth about what ...
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rmcvanguard Pro-badge answered a question 7 days ago
I own a home and owe 32,000 on it, payments are about 480 a month. Want to complete some projects in the back yard, need about 15000.00. Owe about 7 years. What is best thing to do?
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toxicsister asked a question 9 days ago
In addition to shopping around for refinance rates, you should also shop around for the best closing costs. This includes understanding if you are paying points to secure a particular rate, as well as what you are paying for title insurance and settlem...
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entitledirect answered a question 10 days ago
You will certainly get a better rate on a 15 year fixed rate loan, but you can refinance for other loan durations, including refinancing for 30 years at a lower rate and plowing the monthly payment savings into paying off higher interest debt like cred...
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entitledirect answered a question 10 days ago
If your goal is to pay your mortgage off early, you want to make the extra payment toward the principal and be very clear about your intention when making the payment. For example, when making your monthly mortgage payment, include a separate check fo...
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entitledirect answered a question 10 days ago
I have a morgage to pay,I want to pay a little more do it I put it into escrow or principle?
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hazdaddy326 asked a question 10 days ago

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